In honor of Veterans Day, Altura Credit Union branches will be closed on Monday, November 11. Online Banking, the mobile app, and our ATMs will be available for your convenience. Thank you.

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Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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What is the Difference Between a Credit Card and a Debit Card?

When you pay using your debit card, the money for the transaction is coming directly from your checking account. On the other hand, with a credit card, you won’t immediately be charged. You are accruing expenses. Every month, you will receive a credit card bill. If you don’t pay the bill off right away, you will have to pay interest on your purchases.

You will also need to set up a PIN when you open a debit card. You don’t need a PIN with a credit card. However, you are still able to run your debit card as a credit card where you sign for a purchase rather than using your PIN.