We have a Planned System Maintenance scheduled from 11pm on Saturday, May 18th to 3am on Sunday, May 19th. We apologize for any inconvenience this may cause.

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Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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401(k)/403(b)

403(b) Rollover to 401(k)

If you have a 401(k) or 403(b) with a former employer, you may be paying high administrative fees. Altura can help!

From 401(k) to IRA

Stop paying excessive, and sometimes hidden, administrative fees for your old 401(k) or 403(b)! You can rollover your employer-sponsored investments when you retire, change jobs, or
separate from your job for any other reason. If you choose to rollover your accounts into an IRA, Altura can help widen your investment options. If you cash-out, you’ll probably owe taxes
on the entire amount and may be subject to an early withdrawal penalty. Altura can help you make sure your account remains tax-deferred with no IRS penalties.

Even if you don’t have much money coming in every month, you can still start an investment portfolio with an Automatic Investment Plan. If you have more questions, you can make an appointment with your local CFS financial consultant. Call Member Services at 1-888-883-7228 or visit your local Altura branch.

KAREEM GONGORA | MEMBER SINCE 2015

"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...

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CHERESE CLOSURE | MEMBER SINCE 2015

“With my busy lifestyle and my commute, I am hardly ever at home. Therefore, I am able to take care of all of my banking needs on the website; it’s...

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BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

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AURELIA TORRES | MEMBER SINCE 1997

“Altura is there for us when we need them with auto loans, any kind of home loans and just great service. When you walk into the branches they’re friendly, professional...

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FAQ's

When Can I Withdraw My 403(b)?

You can withdraw your contributions to your 403(b) before you officially retire. However, to avoid a penalty, you must still wait until you are 59 ½. If you retire early (at age 55, for example), you may still be able to withdraw funds without penalty. Regardless of when you retire, you must withdraw the minimum or more by the time you are 70 ½.

What Happens to My 401(k) or 403(b) if I Change Jobs?

Fortunately, if you change jobs, you won’t have to worry about losing your retirement plan. You have the option to roll over your 401(k) or 403(b) into a traditional IRA. If your new employer offers a 401(k) or 403(b) of their own, you can also transfer your retirement savings from your old plan to your new one.

Can I Contribute to Both a 401(k) and 403(b) Plan?

Some employers offer their employees both a 401(k) and 403(b). If your employer does this, you can contribute to both accounts. You must still follow the guidelines about maximum tax- deferred contributions ($19,000 per year, or $25,000 a year if you are over the age of 50). If you have two plans, these numbers are calculated separately.

Visit a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

EASTVALE, CA

Eastvale Branch

5010 Hamner Ave, Unit 120, Eastvale, CA 91752

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

PERRIS, CA

Perris Branch

2570 N Perris Blvd, Suite 101, Perris, CA 92571

Rancho Mirage, CA

Rancho Mirage Branch

72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

Disclaimer Information

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Register...

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Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

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