We have a Planned System Maintenance scheduled from 10pm on Saturday, April 20th to 4am on Sunday, April 21st. We apologize for any inconvenience this may cause.

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Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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Financial Knowledge

How Does a Home Equity Loan Work?

Borrow Money Against Your Home

A home equity loan allows you to essentially borrow the money you’ve already invested in your home. These loans allow you to receive a large sum of money quickly without being crippled by high-interest rates.

Home equity loan rates have also traditionally been lower than non-secured loans and credit cards, making them a more affordable option. Mortgage interest may also be tax-deductible.

What to Use Home Equity For

Home Equity loans can be used for many things, including:

  • Paying off debt
  • Renovating your home
  • Financing your teen’s college
  • And more!

To learn more about Altura’s home equity loans, click here.

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

Ready to Get a Home Equity Loan?

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