We have a Planned System Maintenance scheduled from 10pm on Saturday, April 20th to 4am on Sunday, April 21st. We apologize for any inconvenience this may cause.

Did you know?

Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

Learn More

Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

Learn More

Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

Learn More

Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

Learn More


Financial Knowledge

How Does a Home Equity Loan Work?

Borrow Money Against Your Home

A home equity loan allows you to essentially borrow the money you’ve already invested in your home. These loans allow you to receive a large sum of money quickly without being crippled by high-interest rates.

Home equity loan rates have also traditionally been lower than non-secured loans and credit cards, making them a more affordable option. Mortgage interest may also be tax-deductible.

What to Use Home Equity For

Home Equity loans can be used for many things, including:

  • Paying off debt
  • Renovating your home
  • Financing your teen’s college
  • And more!

To learn more about Altura’s home equity loans, click here.

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit


Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

Ready to Get a Home Equity Loan?

Apply Now