With Altura Auto Loans take advantage of our low rates plus enjoy 60 days without a payment.*
LEARN MOREAltura is committed to our Members’ financial safety and soundness. View a message from our CEO, Jennifer Binkley-Heiting.
With Altura Auto Loans take advantage of our low rates plus enjoy 60 days without a payment.*
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Now through March 24, 2023, take advantage of Altura’s low auto loan rates. Pick a term that fits your needs! Learn more here.
Altura offers financing on new cars as well as financing on existing loans. We value our Member relationships, so we offer an automatic .50% interest rate discount to Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account. You can receive an additional .25% off your rate when you purchase a vehicle using Auto Expert. Also enjoy no payment for 100 days* when you finance your car during this promotional period.*
Learn more here.
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
---|---|---|---|---|---|
New Car Loans (2022-2023 Model Years) - ^APR | 4.59% | 4.84% | 4.84% | 5.29% | 6.99% |
Used Car Loans (2021 & Older Model Years) - ^APR | 4.79% | 4.99% | 5.25% | 5.49% | 7.25% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
---|---|---|---|---|---|
New Car Loans (2022-2023 Model Years) - ^APR | 4.59% | 4.84% | 4.84% | 5.29% | 6.99% |
Used Car Loans (2021 & Older Model Years) - ^APR | 4.79% | 4.99% | 5.25% | 5.49% | 7.25% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Save an automatic 0.50% on your auto loan interest rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.
Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.
Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.
This insurance is to help you pay off your auto loan in the event of a total loss vehicle.
"I want to thank Altura for helping me on my adventure!"
WATCH HER STORY“Thank you to Altura and everybody over at the Moreno Valley office who made it so easy to make my dreams a reality. I couldn't have done this without you...
WATCH HIS STORY“If you are waiting to get your dream car, definitely go with Altura. They make is very affordable, they made it affordable for me.”
WATCH HIS STORYFor a small fee, you can skip one auto loan payment per year, per qualifying loan so long as your account is in good standing.
Set up direct deposit with auto transfer to receive 0.5% discount on your auto loan interest rate.
Save an additional .25% off your auto loan rate and no payment for 90 days when you use our auto buying service, Auto Expert!
Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.
*No Payment for 60 Days offer is only applicable when using Auto Expert to find your car.