With Altura Auto Loans take advantage of our low rates plus enjoy 100 days without a payment.*
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With Altura Auto Loans take advantage of our low rates plus enjoy 100 days without a payment.*
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Altura offers financing on both new/used car loans as well as on existing car loans you have that may be at a higher rate. To help make our rates even better, we offer:
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
---|---|---|---|---|---|
New Car Loans (2022-2023 Model Years) - ^APR | 4.89% | 5.29% | 5.49% | 5.89% | 7.49% |
Used Car Loans (2021 & Older Model Years) - ^APR | 5.09% | 5.69% | 5.99% | 6.19% | 7.99% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
---|---|---|---|---|---|
New Car Loans (2022-2023 Model Years) - ^APR | 4.89% | 5.29% | 5.49% | 5.89% | 7.49% |
Used Car Loans (2021 & Older Model Years) - ^APR | 5.09% | 5.69% | 5.99% | 6.19% | 7.99% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Save an automatic 0.50% on your auto loan interest rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.
Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.
Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.
This insurance is to help you pay off your auto loan in the event of a total loss vehicle.
"I tell my friends and family that if you're looking for a great banking institution where they care and you feel like family, there's no one else but Altura Credit...
WATCH HIS STORY"The auto financing process with Altura was painless, it was very simple, I actually did everything over the phone."
WATCH HIS STORY"I want to thank Altura for helping me on my adventure!"
WATCH HER STORYFor a small fee, you can skip one auto loan payment per year, per qualifying loan so long as your account is in good standing.
Set up direct deposit with auto transfer to receive 0.5% discount on your auto loan interest rate.
Save an additional .25% off your auto loan rate and no payment for 90 days when you use our auto buying service, Auto Expert!
Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.
*No Payment for 60 Days offer is only applicable when using Auto Expert to find your car.