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Altura partners with Balance to offer our members even more financial resources to build your education when it comes to your fiscal matters.

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Altura understands that you have to start somewhere. Use our Credit Builder options to grow your credit score quickly!

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Take advantage of the free counseling services for our Members. We offer everything from debt and budget to student loan counseling, and more!

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Working at Altura has its perks and benefits. Check out our careers page and join the family today!

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Altura offers scholarships for graduating high schoolers. A $1,000 monetary award is given to selected seniors meeting the scholarship criteria.

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Member Services

Redeem Rewards

If you have a uphora™ rewards credit card connected to your Altura checking account, you can be part of the Mastercard Rewards program.

The Amazing Perks of Being an Altura Credit Union Member

Mastercard Rewards Program

The Mastercard Rewards program includes so many amazing rewards on dining, shopping, entertainment, and more! Earning rewards is easy! Just use your credit card with all your everyday purchases and watch the rewards build up.


Get Gift Cards to All Your Favorite Places

After you’ve earned rewards points, you can redeem them for gift cards to your favorite shops and restaurants. Some of the most popular rewards include gift cards to places like:

  • Starbucks
  • Panera Bread
  • Amazon
  • Click Here for all the options!


Redeem on Merchandise

Not interested in getting a gift card? There are other options! You can redeem your Mastercard rewards for merchandise like electronics, perfume, jewelry, and toys for the kids.


Redeem on Travel

If you’re more interested in experiences than things, redeem your rewards for travel! You can plan an entire vacation from transportation to lodging by just using your rewards. You can book your flight using rewards point and pay for a car rental with rewards points. 


You can choose from a wide variety of hotels and resorts all over the world. Rewards can even help you decide what to do once you’ve arrived at your destination. Mastercard rewards can be redeemed at all kinds of exciting tours and other forms of entertainment. No matter what your interests are, you’ll find options you enjoy at 400 of the most popular travel destinations.


Questions About Rewards?

Still have questions about redeeming your rewards? Altura Credit Union would love to talk to you! To learn more, visit your local Altura branch. You can also give us a call at (888) 883-7228.


Is it Free to Enroll in this Program?

Yes. Participating in this rewards program is free of charge to MasterCard holders. MasterCard does not at present intend to introduce any fees to participate in the future.

How Do I Earn Points?

Points are scored based on your transaction activity performed with the enrolled Card on Eligible Purchases. The number of points you can earn will be determined by the type of MasterCard-branded Card you have (Debit, Credit, World Credit, World Elite Credit) and will be set forth on the Program Site. (“Eligible Purchases” means any Card purchase you or an additional cardholder, depending on his/her Enrollment status as well as on the conditions of the Program, as determined by us, made under the Card Agreement).

Do My Points Expire After a Certain Amount of Time?

Each point you earn will expire three years from the date on which you earned it without prior notice to you.  This means that in the fourth year, Points earned during the first year and not redeemed will be automatically deleted on a month-by-month basis, without prior notice. When you redeem your Points for MasterCard Rewards they are deducted from your Point balance on a first-earned, first-redeemed basis. 

Disclaimer Information

If you previously had a credit card with Visterra, you may reach 800-234-5354 for service.

Read full Mastercard Rewards Disclosure, clic...


If you previously had a credit card with Visterra, you may reach 800-234-5354 for service.

Read full Mastercard Rewards Disclosure, click here.

*Anywhere MasterCard is accepted. ”Spend and Get” promotional offer valid for 90 days from the first transaction. Eligible Transactions: Transaction Types Purchases and Returns (Refer to MasterCard Rewards Disclosure 5 and 6), Transactions that accrue base points. When the cumulative spend on a card is greater than or equal to $2,000 and meeting the above criteria, a one-time adjustment for 20,000 points will be awarded. All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. For full disclosure and program details visit www.Alturacu.com/uphora © 2017 MasterCard. MasterCard, MasterCard Pay with Rewards and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.


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