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The 14th Street branch will be closed at 2:00 PM today due to events being held in Downtown Riverside this afternoon.

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Second Line on Debit and Credit Cards - Altura Credit Union

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Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

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We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Congressman Mark Takano - Photo Credit: Wikipedia
Helpful Information

Stimulus Check FAQs

Dear friend,

Last week, I helped pass the CARES Act in the House and it was signed into law by the president. This historic $2 trillion COVID-19 relief package includes bold provisions secured by Democrats to protect the health and well-being of the American people. One of those provisions ensures that most Americans will receive a $1200 direct payment in the coming weeks. There are many questions about how this will work. Please keep reading to learn how this will benefit you.

The Treasury Department and the Internal Revenue Service have announced that distribution of direct payments that will begin within the next three weeks and will be distributed automatically. While no further action will be required for those who have filed their 2018 or 2019 taxes, others can submit a simple tax return to receive the economic impact payment.

Here’s how it works & some frequently asked questions:

Am I eligible?

Those who are eligible for the economic impact payments are tax filers with adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing joint returns will receive the full payment. For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$150,000 thresholds. Single filers with income exceeding $99,000 and $198,000 for joint filers with no children are not eligible.

Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment of up to $1,200 for individuals or $2,400 for married couples. Parents also receive $500 for each qualifying child.

The IRS will calculate and automatically send the economic impact payment to those eligible.

How will the IRS know where to send my payment?

For people who have already filed their 2019 tax returns, the IRS will use this information to calculate the payment amount. For those who have not yet filed their return for 2019, the IRS will use information from their 2018 tax filing to calculate the payment. The economic impact payment will be deposited directly into the same banking account reflected on the return filed.

The IRS does not have my direct deposit information. What can I do?

In the coming weeks, Treasury Department plans to develop a web-based portal for individuals to provide their banking information to the IRS online, so that individuals can receive payments immediately as opposed to checks in the mail.

I am not typically required to file a tax return. Can I still receive my payment?

Yes. People who typically do not file a tax return will need to file a simple tax return to receive an economic impact payment. Low-income taxpayers, senior citizens, Social Security recipients, some veterans and individuals with disabilities who are otherwise not required to file a tax return will not owe tax.

How can I file the tax return needed to receive my payment?

IRS.gov/coronavirus will soon provide information instructing people in these groups on how to file a 2019 tax return with simple, but necessary, information including their filing status, number of dependents and direct deposit bank account information.

I have not filed my tax return for 2018 or 2019. Can I still receive a payment?

Yes. The IRS urges anyone with a tax filing obligation who has not yet filed a tax return for 2018 or 2019 to file as soon as they can to receive an economic impact payment. Taxpayers should include direct deposit banking information on the return.

I need to file a tax return. How long are the economic impact payments available?

For those concerned about visiting a tax professional or local community organization in person to get help with a tax return, these economic impact payments will be available throughout the rest of 2020.

For more information, please visit IRS.gov/coronavirus.

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