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You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

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Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

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We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Lorenzo Perez - Member Since 2000

What is a Credit Card Balance Transfer?

A balance transfer is when you want to move your credit card debt from one financial institution to another, all for the purpose of obtaining a lower annual percentage rate and any other offers that come with it (a rewards program for example).

How do I know if a balance transfer is right for me?

At Altura, we keep our credit card rates competitively low and so if you find yourself at another financial institution paying an excessive amount, our team is ready to help assess what your payment might be with us.

Special balance transfer promotions

Financial institutions, including Altura, will often do balance transfer promotions where you can take advantage of special low rate offers. What you should consider is that the special low rate offer will remain effective as long as you can continue to make your minimum payment due, or else you run the risk of losing the introductory Annual Percentage Rate and being moved to a higher APR. Once again, with Altura, our rates in general are competitive and this also applies to our standard rate tiers.

The takeaway

If you are someone who is serious about getting ahead of your payments, a balance transfer is a great option. By having a lower APR, you can allow yourself some breathing room to pay off other debt while maintaining your new balance at a new financial institution.

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