You can withdraw your contributions to your 403(b) before you officially retire. However, to avoid a penalty, you must still wait until you are 59 ½. If you retire early (at age 55, for example), you may still be able to withdraw funds without penalty. Regardless of when you retire, you must withdraw the minimum or more by the time you are 70 ½.
You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?