We have recently seen an increase in fraudulent activity through phishing scams via text message, email and phone.
In order to safeguard your identity and protect your finances, never click unsolicited links or respond to suspicious texts, emails or calls. For more information click here.

Did you know?

You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

Learn More

We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

Learn More

Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

Learn More

Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

Learn More

Placeholder

Official Bank Checks

Official Bank Checks

Altura offers official bank checks. Using one of these checks is not only convenient, it’s also the best way to ensure you have the funds to cover a payment.

Altura’s Bank Checks

When you purchase an official bank check (also called a cashier’s check), the funds are withdrawn from your account and issued in the form of a cashier’s check.

Cashier’s Checks:

  • Funds are debited directly from your Altura Credit Union Account
  • Issued for any amount
  • Requires a Payee

More Information About Bank Checks

Why Cashiers Checks are Better than Traditional Checks

Official bank checks are also great because they ensure that you have the money to make a purchase. Sometimes merchants won’t allow you to pay with a regular check because they are worried about the check bouncing.

Here are some examples of when a cashiers check are the best payment method:

  • To pay your rent, utilities or bills
  • To send a payment more securely
  • To make a large purchase

If you have a Wealth Builder checking account from Altura, you can get official checks for free! To purchase an official check, please visit your local Altura branch.

Bank Checks Explained

When you order an official bank check (also called a cashier’s check), the funds are withdrawn from your account and placed into a “cashier’s” account. This ensures that funds are available when the check is cashed. Whoever you’re giving the check to doesn’t have to worry about the check bouncing. Official checks offer you the convenience of regular checks and the peace of mind of a debit card.

An official bank check is like a money order. It’s useful for many reasons. One of the most popular uses is payment for large purchases. If you need to buy something like a car but you don’t want to carry cash, you can pay safely and conveniently with an official bank check. 

Worried about misplacing your official checks? If you lose one of these checks you can always place a stop on the payment. This way, you don’t lose any money.

Why Cashiers Checks are Better than Traditional Checks

Official bank checks are also great because they ensure that you have the money to make a purchase. Sometimes merchants won’t allow you to pay with a regular check because they are worried about the check bouncing.

Here are some examples of when a cashiers check are the best payment method:

  • To pay your rent, utilities or bills
  • To send a payment more securely
  • To make a large purchase

If you have a Wealth Builder checking account from Altura, you can get official checks for free! To purchase an official check, please visit your local Altura branch.

Bank Checks Explained

When you order an official bank check (also called a cashier’s check), the funds are withdrawn from your account and placed into a “cashier’s” account. This ensures that funds are available when the check is cashed. Whoever you’re giving the check to doesn’t have to worry about the check bouncing. Official checks offer you the convenience of regular checks and the peace of mind of a debit card.

An official bank check is like a money order. It’s useful for many reasons. One of the most popular uses is payment for large purchases. If you need to buy something like a car but you don’t want to carry cash, you can pay safely and conveniently with an official bank check. 

Worried about misplacing your official checks? If you lose one of these checks you can always place a stop on the payment. This way, you don’t lose any money.

CHERESE CLOSURE | MEMBER SINCE 2015

“With my busy lifestyle and my commute, I am hardly ever at home. Therefore, I am able to take care of all of my banking needs on the website; it’s...

WATCH STORY

CHERESE CLOSURE TESTIMONIAL

KAREEM GONGORA | MEMBER SINCE 2015

"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...

WATCH STORY

KAREEM GONGORA TESTIMONIAL

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

WATCH STORY

KIMBERLY GREEN TESTIMONIAL

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a Member they would gladly help you become a Member quickly and be there for you, through anything.”

WATCH STORY

NICOLE MELENDEZ TESTIMONIAL

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

WATCH STORY

BRANDON CARILLO TESTIMONIAL

FAQ's

Are There Fees to Purchase a Cashiers Check?

Fees may apply to purchase a Cashiers Check .  The fee will be waived by having a Wealth Builder Checking account. See the Schedule of Fees for details.

What’s the Difference Between Official Bank Checks and Money Orders?

Official bank checks are issued and guaranteed by the financial institution. They also have a higher limit than money orders, so they can be used for larger purchases.

What Do I Need to Purchase an Official Bank Check?

You will need to present a valid ID, show you have available funds in your account, the amount of the check, to whom it is payable and any other information that you would want to be included in the memo.

I Received an Cashier’s Check From Altura, How Can I Verify It? (How to Verify a Cashiers Check)

Cashier’s Checks are safer than personal checks because the funds are guaranteed and also do not contain your account number.

Tips On How to Avoid Cashier’s Check Fraud:

  • Know the person giving you the check
  • Verify that the check was drawn off of Altura Credit Union
  • Verify the check has cleared.

To verify if an Official Bank Check is valid, contact the Member Service Department by calling 888-883-7228.

Disclaimer Information

Fees may apply to purchase a cashier’s check, or to stop payment on a cashier’s check. See the Schedule of Fees for details.

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

We are Invested in Helping You Live a Financially Healthy Life

Become a Member