Home Equity Loan
At Altura Credit Union, you can borrow up to $150,000.
Rates Effective Date:
^ Fees apply and will include a processing, flood, title insurance, property appraisal and escrow fee. A membership fee applies for applicants who are not currently a member of Altura Credit Union. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
^^ Variable Rate indexed to the Prime Rate
|Home Equity Line of Credit Owner Occupied||6.500%||6.525%||5.250%||1.250%|
|Home Equity Closed-End Loans Owner Occupied||5.66%|
Home equity loans are available for owner-occupied, one- to four- family units and exclude manufactured and mobile homes.
The interest on your home equity loan may be tax deductible.
- Maximum APR for HELOC at any time is 18.00%
- Up to 80% Loan To Value
APR=Annual Percentage Rate. Rates are subject to change without notice.
To see if your interest is tax deductible, consult your tax advisor. You must maintain hazard insurance on the property that will secure this loan. Flood insurance may also be required. Other restrictions may apply.
A one-time membership fee applies for non-members.
Altura NMLS #417696