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Online banking, the mobile app and Moneytalks will be unavailable for scheduled maintenance from Tuesday, March 16th at 7:30 PM until Wednesday, March 17th at 7:30 AM. We apologize in advance for any inconvenience this may cause.

Did you know?

You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

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We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Individual Retirement Account (IRA)

IRA Certificates

Altura IRA certificates work like regular share certificates with the tax-deferred benefits of an Individual Retirement Account (IRA).

Low-Risk Retirement Account

IRA certificates have so many fantastic features! Your dividends are tax-deferred and paid monthly but calculated daily. Your contributions may even be tax-deductible. You must have an initial deposit of at least $1,000. However, an IRA certificate has tiered rates, meaning that as your account balance increases, so does the interest rate.

Flexible Investing Options

Altura Credit Union lets you choose from terms of 3, 6, 12, 24, 36, 48, or 60 months. After your account reaches maturity, you have a grace period of seven calendar days to withdraw your funds. If you fail to do so, the account will automatically renew for the same term at the current rate.

Free Perks

All Altura share certificates come with:

  • Free mobile banking
  • Free online banking with e-statements
  • Free MoneyTalks telephone banking
  • Free access to shared branches nationwide

Please check with your tax adviser to see if your contributions are deductible. Early withdrawal penalties may
apply. IRA Share Certificates are governed by IRS rules and regulations for contributions and early withdrawal. An
annual maintenance fee applies. Fees may reduce earnings. See the Schedule of Fees for details. A one-time
membership fee applies for non-members.

Rates

Rates Effective Date: April 8, 2021
Balance--3 Months6 Months12 Months24 Months36 Months48 Months60 Months
$1,000.00 - $99,999.99RATE/APY^0.35% /
0.35%
0.40% /
0.40%
0.50% /
0.50%
0.60% /
0.60%
0.70% /
0.70%
0.85% /
0.85%
1.09% /
1.10%
$100,000+RATE/APY^0.45% /
0.45%
0.50% /
0.50%
0.60% /
0.60%
0.70% /
0.70%
0.80% /
0.80%
0.95% /
0.95%
1.19% /
1.20%

^ APY = Annual Percentage Yield.

Altura Credit Union share accounts are federally insured to at least $250,000.00 by the National Credit Union Share Insurance Fund (NCUSIF).

Rates are subject t...

READ MORE +

^ APY = Annual Percentage Yield.

Altura Credit Union share accounts are federally insured to at least $250,000.00 by the National Credit Union Share Insurance Fund (NCUSIF).

Rates are subject to change without notice. All dividends are calculated daily & paid monthly.

Fees may reduce earnings.

Penalties for early withdrawals.

To download a Rate Sheet, click here.

READ LESS -
Rates Effective Date: April 8, 2021
Balance--3 Months6 Months12 Months24 Months36 Months48 Months60 Months
$1,000.00 - $99,999.99RATE/APY^0.35% /
0.35%
0.40% /
0.40%
0.50% /
0.50%
0.60% /
0.60%
0.70% /
0.70%
0.85% /
0.85%
1.09% /
1.10%
$100,000+RATE/APY^0.45% /
0.45%
0.50% /
0.50%
0.60% /
0.60%
0.70% /
0.70%
0.80% /
0.80%
0.95% /
0.95%
1.19% /
1.20%

^ APY = Annual Percentage Yield.

Altura Credit Union share accounts are federally insured to at least $250,000.00 by the National Credit Union Share Insurance Fund (NCUSIF).

Rates are subject t...

READ MORE +

^ APY = Annual Percentage Yield.

Altura Credit Union share accounts are federally insured to at least $250,000.00 by the National Credit Union Share Insurance Fund (NCUSIF).

Rates are subject to change without notice. All dividends are calculated daily & paid monthly.

Fees may reduce earnings.

Penalties for early withdrawals.

To download a Rate Sheet, click here.

READ LESS -
AURELIA TORRES | MEMBER SINCE 1997

“Altura is there for us when we need them with auto loans, any kind of home loans and just great service. When you walk into the branches they’re friendly, professional...

WATCH STORY

AURELIA TORRES TESTIMONIAL

KAREEM GONGORA | MEMBER SINCE 2015

"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...

WATCH STORY

KAREEM GONGORA TESTIMONIAL

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a Member they would gladly help you become a Member quickly and be there for you, through anything.”

WATCH STORY

NICOLE MELENDEZ TESTIMONIAL

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

WATCH STORY

KIMBERLY GREEN TESTIMONIAL

Visit a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

Rancho Mirage, CA

Rancho Mirage Branch

36-101 Bob Hope Drive Ste E-9 Rancho Mirage CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

Disclaimer Information

Please check with your tax advisor to see if your contributions are deductible. Early withdrawal penalties may apply. IRA Share Certificates are governed by IRS rules and regulations for contributions and early withdrawal. An annual maintenance fe...

READ MORE +

Please check with your tax advisor to see if your contributions are deductible. Early withdrawal penalties may apply. IRA Share Certificates are governed by IRS rules and regulations for contributions and early withdrawal. An annual maintenance fee applies. Fees may reduce earnings. See the Schedule of Fees for details. A one-time membership fee applies for non-members.

READ LESS -

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Determine Monthly Payments for Loans and Mortgages

Altura in the Community

See How We Support Our Local Community

We are Invested in Helping You Live a Financially Healthy Life

Benefits of Membership