First Time Auto Buyer Program

Are you ready to buy your first car? If so, we can help with our First Time Auto Buyer Program. This loan is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you. Here are some of the other features that are included.

  • Competitive rates
  • Skip-a-Pay; skip one monthly payment per year!
  • Save time and money when you use our auto locator service Auto Expert and you’ll get a .25% discount on your interest rate.

Apply online for your auto loan. No loan processing fee is required!

Valid on new or used autos. Other restrictions may apply. Negative amortization may occur. No loan processing fee is required. Rates advertised are as a low as and subject to review.

Excludes loans opened for less than 6 months. A payment skip cannot happen more than once in a twelve month period. Skip-A-Pay has a $25 fee and is available for loans financed through Altura Credit Union and excludes Home Equity or HELOC Loans, and credit card loans

A one-time membership fee applies for non-members.