Login

EnrollForgot UsernameForgot Password

We have recently seen an increase in fraudulent activity targeting our Members through phishing scams using text messages, email, and phone. To help combat this rise in illicit behavior, we ask you to never click on unsolicited links or respond to suspicious texts, emails, or calls. For more information, click here.

Did you know?

You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

Learn More

We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

Learn More

Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

Learn More

Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

Learn More

Placeholder

What is the Difference Between Courtesy Pay and Overdraft Protection? Is There a Courtesy Pay Fee?

Both of these services help protect you from NSF. However, the source of money is different. With courtesy pay, you are essentially paying for a transaction based on future funds. This service is only available to Members who have payroll direct deposit set up with their accounts. The credit union covers a cost because even though you don’t have the funds right now, they know you will have a direct deposit soon. To use Courtesy Pay, you will have to pay a fee. This fee is only applied when Altura needs to help you cover a transaction associated with your account. Learn more about courtesy pay.

On the other hand, overdraft protection comes from your savings account or credit card. When you don’t quite have enough in your checking account to cover a transaction, overdraft protection kicks in. There is a fee for overdraft protection. Learn more about overdraft protection.