With Altura Auto Loans take advantage of our low rates plus enjoy 90 days without a payment.LEARN MORE
Payroll direct deposit is easy, convenient, safe and gives you instant access to your money.LEARN MORE
Setup your direct deposit for easy access to your funds when you need it the most.LEARN MORE
Write checks and use your debit card with the confidence that your payment will always be approved.LEARN MORE
Gain access to all Shared Branches nationwide and our ATM network of over 30,000 surcharge-free ATMs in your area.LEARN MORE
Get creative! Custom order or personalize your checks along with accessories, labels and more.LEARN MORE
Guarantee that your check is good by sending an Official Bank Check.LEARN MORE
Guarantee funds for a payment by purchasing the amount of the Money Order. The funds will be received from the Credit Union not your checking account.LEARN MORE
Wire funds almost anywhere domestically or internationally.LEARN MORE
For your protection, stay alert and contact Altura as soon as you discover that your checkbook or Altura debit card has been lost or stolen.LEARN MORE
If you have payroll direct deposit, use Courtesy Pay to confidently know their transaction should not be declined or have your checks bounceLEARN MORE
It is not recommended to write a check before you have sufficient funds. With the electronic nature of banking, a check can clear the financial institution the same day you write it.
Many financial institutions will offer you overdraft protection through your credit card or savings account. When you write a check for more than is in your account, the overdraft protection will kick in and the check will be covered. If you are opted in for this service, there is a nominal fee associated. To opt in ask a representative for more information at 888-883-7228.
Each month your financial institution will send you a statement detailing the activity in your account. This includes all the checks you wrote, ATM withdrawals, deposits, debit card charges, fees and any other activity on your account during the month. It is important that you carefully review this statement to make sure it agrees with your records.
It is helpful to keep track of your deposits (credits), or checks you write, debit card charges, ATM withdrawals, and fees (debits). You can use a check register to record the check number, date you wrote the check or made the deposit, who you wrote the check to, what you wrote the check for and the amount of the check.